To Top

The Best Ways to Make Money Without a Job

Most people want extra cash but simply don’t have the time for another part-time yet. Not only that, but many individuals want to work less to make time for their hobbies

Many people wonder how to earn money without a job but lack the resources to make it a reality. Fortunately, getting money without working isn’t rocket science. However, you may need some money upfront and free time to get started. And remember, there’s no 100 percent guaranteed way to make money without a job, but you can’t earn without trying!


These Are the Best Ways to Make Money Without a Job

Want to learn more about getting money without working? These are some of the best ways to make money without a job. Best of all, many of these methods don’t require a significant upfront investment.

The Best Ways to Make Money Without a Job
Credit: Body language photo created by cookie_studio –

Rent a Room in Your Home

Have a spare room in your house? If so, you can rent it out for some extra cash. When it comes to renting a room, you have to find a long-term renter or advertise the room as a short-term rental. If you decide to rent the space on an annual or monthly basis, you’ll need to draft a lease agreement. However, many homeowners prefer the flexibility that short-term renting provides. You can easily make $600 or more monthly renting a room no matter which route you take.


Getting money without working is a breeze if you’re willing to panhandle. Panhandling is usually the last resort for people, but it requires no upfront investment. You only need two things – a sign and a safe place to store your money. Pick an area where there’s lots of vehicle traffic and hold up when your sign when people pass by you. It’s best to avoid private property since you could get in trouble with the police for trespassing.

Invest In Stocks

If you’re wondering how to earn money without a job, the stock market might be the perfect solution for you. Nevertheless, you need money to start making money. Most people need to invest a couple of thousand dollars before seeing noticeable returns.

The Best Ways to Make Money Without a Job

Mind you, it’s easy to lose money in the stock market, too. If you’re starting to invest in stocks, it’s best to talk with a financial advisor or an experienced investor. You need to craft a long-term plan, which usually includes how much risk you’re willing to accept and how you want to diversify your portfolio.

Lend Money

If you have family and friends who need money, you can act as the bank. Lending money is similar to investing – you earn interest every time you give a loan. However, you should proceed with caution. Don’t just give someone money because they’re family members or friends. You should consider the individual’s financial history and trustworthiness and then decide to lend them money. If you think there’s a chance the person will default, it’s best to deny the loan or charge a higher interest rate.

Sell Your Belongings Online

Selling online is a way to make money and a great way to clean out your home. Take a look around your house and see what’s collecting dust. Chances are, you have tons of clothing, electronics, and furniture that you haven’t used in years. You can use various websites to sell your belongings, such as eBay and Craigslist.

Borrow Money

The best way to make money without a job is to borrow money. You can borrow money from various places – banks, credit unions, payday lenders, and credit card companies. We decided to put this method last on our list because it isn’t “your” money. In fact, you technically lose money in the long run because you have to pay interest. But you can use the money you borrow to make money. For instance, many people borrow money to start a business. Regardless of what you do, remember always to make timely repayments. If you don’t, your credit score will suffer.


More in Featured